Which fields can be used to filter out which loans are used in the Total Exposure calculations?

In the context of Total Exposure calculations within nCino, it is essential to understand how various fields can influence which loans are included in these calculations. Each of the fields mentioned—Stage, Borrower Type, and Status—play a crucial role in filtering loans to ensure the calculation accurately represents the current exposure related to lending risks.

The Stage field helps to identify at what point in the loan lifecycle the loan currently resides, allowing users to focus on specific phases like application, underwriting, or closed loans. This insight ensures that only loans relevant to the exposure calculation are considered based on their progression.

The Borrower Type field enables differentiation between types of borrowers—such as individuals, companies, or government entities. This differentiation is significant for assessing exposure because different types of borrowers may have varying risk profiles that need to be accounted for in exposure calculations.

Lastly, the Status of a loan indicates whether it is active, paid off, or in default, which directly impacts the exposure assessment. Including or excluding loans based on their status helps maintain an accurate picture of the bank's current risk exposure.

By utilizing all these fields, banks can effectively filter and assess the loans that contribute to Total Exposure, leading to a more precise and relevant analysis. Hence, the correct answer