What must be configured before Household configurations can occur?

Total Exposure must be configured before Household configurations can occur because it serves as the foundational component that determines the overall financial relationship a household has with the bank. Total Exposure includes all of a household's lending, deposit, and investment activities, which allows the bank to have a comprehensive view of a customer's financial footprint.

By establishing Total Exposure first, the bank can effectively aggregate the data required to create robust household profiles, facilitating better risk assessment, client management, and targeted service offerings. A well-defined Total Exposure helps in understanding the interconnectedness of various accounts and balances, thereby assisting in household configuration efforts later on.

This foundational step enables the implementation of more advanced functionalities related to household dynamics, ensuring that all relationships and exposures are accurately captured and utilized in future configurations.