What does not cause exposure to automatically recalculate if "Is Automatic Calculation" is enabled?

When "Is Automatic Calculation" is enabled, exposure is designed to recalculate based on specific attributes associated with a financial product. The configuration allows certain factors to trigger automatic recalculations to ensure accurate representation of a borrower's financial situation or the terms of a loan.

In this context, the interest rate, while a significant aspect of a financial product, does not independently trigger an automatic recalculation of exposure when set to be calculated automatically. This is because exposure recalculation is more closely tied to the overarching parameters, such as the type of product or its stage in the lending process, rather than the specific interest rate applied.

The product determines the base configuration for the loan, while the stage reflects the progress of that product through the banking process. Changes in these attributes directly affect the calculation of exposure. On the other hand, the contingent percentage would imply some variable fee structure or risk assessment, which also has implications for calculations.

Therefore, the reason that interest rate does not cause re-evaluation of exposure lies in its nature as a variable that affects repayment calculations but does not influence the fundamental state of the exposure itself within the configuration of automatic calculations.