How is the original field data on the Loan stored when a Memo is generated?

When a Memo is generated in the nCino platform, the original field data on the Loan is stored directly in fields on the Memo object. This means that any specific details and values relating to the Loan are captured and organized within designated fields of the Memo itself. This design allows users to easily access the relevant Loan information as part of the Memo record, ensuring clarity and facilitating review or audits.

Storing the field data in the Memo object aids in maintaining a structured and readily accessible format for documentation, since all related Loan details can be found in one place within the Memo. This cohesive approach aligns with the broader aim of enhancing efficiency and user experience in the commercial banking configuration within nCino.

Other methods of data storage, like being saved to the Memo_Data object or Field History Tracking, do not provide the same direct and actionable access to the Loan details within the Memo itself. Likewise, storing data in an attachment would not integrate the information as seamlessly with the Memo fields, making it less efficient for users to retrieve and utilize the Loan data quickly.